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Subject: About WM
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Danny Matthews


11/16/2006 1:22 PM  
Washington Mutual, Inc. (Washington Mutual) is a retailer of financial services to consumers and small businesses. The Company is a savings and loan holding company. It owns two federal savings associations, as well as numerous non-bank subsidiaries. The Company has four operating segments: the Retail Banking and Financial Services Group; the Home Loans Group; the Card Services Group, and the Commercial Group. The Retail Banking and Financial Services Group, the Home Loans Group and the Card Services Group are consumer-oriented while the Commercial Group serves commercial customers. In addition, the category of Corporate Support/Treasury and Other includes the community lending and investment operations, as well as the Treasury function, which manages the Company's interest rate risk, liquidity, capital, borrowings, and a majority of the Company's investment securities. In October 2006, Washington Mutual completed the acquisition of Commercial Capital Bancorp, Inc.

Danny Matthews
Tuscola IL
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